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Saturday, 11 April 2020

Treatment of Timeline under CCA & Pension Rules during lockdown period due to COVID-19: DoPT’s instructions reg Suspension, Chargesheet, Voluntary Retirement etc.



F.No.11012/09/2016 – Estt.A-III
Government of India
Department of Personnel and Training
(Establishment A-III Desk)
North Block, New Delhi
Dated the 30th March, 2020
OFFICE MEMORANDUM

Subject – Counting of the limitation period for the diverse purposes under CCS (CCA) Rules, 1965, CCS(Pension) Rules, 1972 – reg.

The undersigned is directed to refer to Central Civil Services (Classification, Control & Appeal) Rules, 1965 [CCS(CCA) Rules, 1965] and Central Civil Services (Pension) Rules, 1972 [CCS(Pension) Rules, 1972] and the instructions issued under these Rules wherein certain time-limes have been prescribed for various activities/events/procedures relating to procedures under the said Rules. For instance, in the said Rules/instructions, time limits have been prescribed for the following: –
(i) Review of order of suspension before its expiry date [Rule 10(6) of CCS(CCA) Rules,1965]
(ii) Submission of written statement of defence on the charge-sheet by the charged officer [Sub Rule 4 in Rule 14 of CCS (CCA) Rules, 1965]
(iii) issuance of charge-sheet once a decision is taken by the Disciplinary Authority to initiate Disciplinary proceedings.[DoP&T’s O.M. No. 425/04/2012-AVD-N(A) dated 29.11.2012]
(iv) completion of Inquiry and submission of report by the Inquiring Authority [Sub rule (24) in Rule 14 of CCS (CCA) Rules, 1965]
(v) disciplinary proceedings initiated against a Pensioner shall not be in respect of an event which took place four years before such initiation.[Rule 9 of CCS(Pension) Rules, 1972]
(vi) Acceptance of notice of VRS under Rule 48A of CCS(Pension) Rules, 1972 (The list is only illustrative and not exhaustive)
2. Consequent upon the outbreak of COVID-19, and considering the unprecedented situation of the Lockdown w.e.f. 24th March 2020, it may not be feasible to adhere to the timelines prescribed in the said Rules and to the instructions issued under the Rules. It has accordingly been decided not to count the period of the Lockdown for the purposes of adherence to the prescribed timelines, including those listed above. For example, if the due date for completing a process/work/event at the start of the Lockdown falls after 20 days, then the due date will get postponed by the number of Lockdown days and the same number (20) of days will be available to complete the work after the Lockdown is lifted.
3. However, after the Lockdown is lifted, if the time left to complete the task is less than 15 days, then the processes may be allowed to be completed within 15 days.
4. In addition, timelines may have been prescribed for receipt of applications for direct recruitment, deputation, etc. Where the last date of receipt of application for direct recruitment, deputation etc. falls within the period of the Lockdown, the last date shall be extended by the number of days of the Lockdown. Similarly, the time limits prescribed in the CCS (Conduct) Rules, 1964, for various purposes shall also be extended by the number of days of the Lockdown.
5. These instructions are applicable only in such cases where there is an intervening Lockdown period and it will not be applicable otherwise.
(Sujata Chaturvedi)
Additional Secretary to the Government of India

Declaration of Holiday on 14th April 2020-Birthday of Dr. B.R. Ambedkar

Instructions regarding posting of Registered Newspapers in view of disruption caused by Covid-19 and subsequent lockdown

Standard format for issue of offer of engagement (Provisional),order of Provisional Engagement and Final Engagement order for engagement to the GDS Posts

Review under FR 56(j), FR 56(l) and Rule 48(1)(b) of CCS (Pension) Rules, 1972

SB Orders on Revision of interest rates for Small Savings Schemes w.e.f 01.04.2020

SB Orders on waive off penalty/revival fee (default fee) in RD/PPF/SSA Accounts


Sunday, 22 March 2020

Cabinet Secretary reviews COVID-19 status with Chief Secretaries of States; important decisions taken to check the disease

Coronavirus disease (COVID-19) advice for the public: Myth busters

Sanction for holding an elective office under Rule 15(1)(c) of CCS (Conduct) Rules, 1964 - reg.

Amendment in the name of All India P & T SC/ST Employees Welfare Association

Preventive Measure to achieve 'social distancing' to contain the spread of COVID-19 | Relaxation in CCS(Leave) Rules, 1972 || Grant of Commuted Leave without production of medical certificate to those officials who are above 50 years of age

LDCE for promotion to the cadre of Postal Service Group ’ B’ for the vacancies of the year 2017-18, 2018 and 2019 scheduled to be held on 03.05.2020 - clarification.

Clarification regarding relaxation of purchase of air tickets from authorized travel agents for the purpose of LTC.

Preventive measures to contain the spread of COVID19

Framing of Recruitment Rules for the post of Staff Car Drivers in Department of Posts HQ, Dak Bhawan, and RAKNPA Ghaziabad. - seeking comments thereto

Preventive measures to contain the spread of COVID19

Grant of one additional Home Town LTC conversion to Fresh Recruits to visit UT of Jammu & Kashmir.

Preventive measures to be taken to contain the spread of Novel Coronavirus(COVID-19)

Spread Of Corona Virus - Issuance of general instructions regarding precautions to be taken by Post Offices/Mail Offices and other units during counter operations and booking, processing, transmission and delivery of mail.

Advisory by Ministry of Health & Family Welfare on Social Distancing Measure in view of spread of COVID-19 disease.

Wednesday, 19 February 2020

Gramin Dak Sevak ( Conduct and Engagement ) Rules 2020 - Department of Posts dtd 14/02/2020

Gramin Dak Sevak ( Conduct and Engagement ) Rules 2020 - Department of Posts




Click to Download PDF    ( 42 pages)








SB Orders on Amendment to procedural rules relating to the each Schemes in POSB(CBS) Manual in the light of recent changes circulated vide SB Order 13/2019 dated 18.12.2019



Sl. No.SB Order No.
Dtd 14/02/2020
Details
(Click the blow link to download)
1SB Order 04/2020
2SB Order 05/2020
3SB Order 06/2020
4SB Order 07/2020
5SB Order 08/2020
6SB Order 09/2020
7SB Order 10/2020
8SB Order 11/2020
9SB Order 12/2020

source : SA Post

SBOrders on Amendment to procedural rules relating to Senior Citizen's Savings Scheme in POSB(CBS) Manual in the light of recent changes circulated vide SBOrder 13/2019 dated 18.12.2019

SBOrders on Amendments to procedural rules relating to Savings Account and Appendix-III in POSB(CBS) Manual in the light of recent changes circulated vide SBOrder 13/2019 dated 18.12.2019

Payment of TRCA on Sunday Holidays to GDS

Wednesday, 15 January 2020

Greeting : Happy Makar Sankranti, Lohri and Pongal to all members and track in viewers


SB order on Collection of various types of fee prescribed in GSPR-2018 under Schedule II

Revision in period of training imparted to BPMs/ABPMs/Dak Sevaks before engagement || DOP Training Division

DoP - Deduction of TDS in respect of Cash Withdrawal above One Crore by a National Savings Schemes account holder

SB Order No. 02/2020
F.No 109-27/2019-SB
Govt. of India Ministry of Communication
Department of Posts (F.S. Division)

Dak Bhawan, New Delhi-110001
Dated: 09.01.2020

To,
All Head of Circles / Regions
Addl. Director General, APS, New Delhi

Subject :- Deduction of TDS in respect of Cash Withdrawal above Rs. 1 Crore by an account holder of National Savings Schemes regarding .

Sir / Madam,
The undersigned is directed to inform that Government of India has inserted Section 194 N in the Income Tax Act, 1961, through Finance Act (No.2) 2019 for deduction of TDS @2% on cash withdrawals in excess of Rs. 1 crore in a year, from 1.9.20 19, and the new provision mentioned in Section 194 N is applicable from the financial year 2019·20. Text of the new Section is reproduced below :-

Payment of certain amounts in cash.
194 N. Every person, being,-
  • a banking company to which the Banking Regulation Act, 1949 (10 of 1949) applies (including any bank or banking institution referred to in section 51 of that Act);
  • a co-operative society engaged in carrying on the business of banking; or
  • a post office,

who is re possible for paying any sum, or, as the case may be, aggregate of sums, in ca h, in excess of one crore rupees during the previous year, to any person (herein referred to as the recipient) from one or more accounts maintained by the recipient with it shall, at the time of payment of such sum , deduct an amount equal to two per cent of sum exceeding one crore rupees, as income tax:
Provided that nothing contained in this sub-section shall apply to any payment made to,
  • the Government;
  • any banking company or co-operative society engaged in carrying on the business of banking or a post office.
  • any business correspondent of banking company or co-operative society engaged in carrying on the business of banking, in accordance with the guidelines issued in this regard by the Reserve Bank of India Act, 1934 ( 2 of 1934);
  • any white label automated teller machine operator of a banking company or co­ operative society engaged in carrying on the business of banking, in accordance with the authorization issued by the Reserve Bank of India under the Payment and Settlement Systems Act, 2007 (51of 2007);
  • such other person or class of persons, which the Central Government may, be notification in the Official Gazette, specify in consultation with the Reserve Bank of India ;
Further Clarification issued by CBDT on 30.8.2019
(extract from press release of CBDT dated 30.08.2019)

“…..The CBDT, having considered the concerns of the people, hereby clarifies that section 194N inserted in the Act, is to come into effect from 1st September, 2019. Hence any cash withdrawal prior to 1st September, 2019 will not be subjected to the TDS under Section 194N. However, since the threshold of Rs. 1crore is with respect to the previous year, calculation of amount of cash withdrawal for triggering deduction under section 194N shall be counted from 1st April, 20 19. Hence, if a person has already withdrawn Rs. 1crore or more in cash up to 31st August , 2019 from one or more accounts maintained with a banking company or a cooperative bank or a post office, the 2% TDS shall apply on all subsequent cash withdrawals made on or after 1st September, 2019.”


2. With this amendment, now TDS @2% will be applicable on all cash withdrawals above Rs. One Crore taken by an account holder in his/ her all type of Small Savings Schemes Accounts / Certificates taken together, from 1.4.2019 onwards. However, for the current financial year (2019-20) as per clarification issued by CBDT, TDS will be deducted on cash withdrawals taken on or after 1.9.2019, even if cash withdrawals are taken in excess of Rs.1 Crore from 1.4.2019 to 31.8.2019. The TDS @ 2% is to be deducted on all subsequent cash withdrawal (from 01.09.2019) to be taken by a customer who has taken cash withdraw als in excess of Rs. lcrore during 2019-20 in his/ her all accounts.

3. Necessary changes in FINACLE will be done in due course to automatically deduct TDS at the time of such cash withdrawal. Till these changes are done, CEPT Team will inform details of such Account Holders in the first week of every month to the respective CPC which will inform the concerned Post Office to deduct TDS @2%. Post Offices have to ensure that PAN number of such account holder are invariably taken and fed in Finacle. TDS so deducted should be accounted under Section 194N and incorporated in TDS return of HO (for HO and its SOs). Account holder should be informed of such deduction at the time of cash withdrawal.

4. It is requested to circulate this amendment to all concerned for information and guidance and necessary action.

5. This issues with the approval of Competent Authority.

Yours Faithfully,
(Devendra Sharma)
Assistant Director (SB)

GDS : Revision of Security amount to be furnished by the Gramin Dak Sevaks





Saturday, 30 November 2019

POST OFFICE AND POST OFFICE SAVING ACCOUNTS - LOK SABHA Q&A



INDIA POST PAYMENT BANK - LOK SABHA Q&Q


Directorate seeking Comments/Suggestions for the new role & responsibilities of SBCO before 10/12/2019

Postal Life Insurance (PLI) FAQs

Postal Life Insurance(PLI) FAQs

1. What is PLI?
A contract entered into by the Government to pay a given sum of money on the death of an individual to his nominee or himself, if he survives that period.

2. When did PLI start?
PLI as a scheme is available since 01.02.1884.

3. What is the difference between PLI and other Insurance?
PLI is only for Government and Semi-Government employees. Moreover PLI is the only Insurer that offers low premium and high bonus.

4. Is PLI guaranteed? If so, by whom?
PLI is guaranteed by Government of India.

5. Is there any limit to the number of policies one can take for children?
One can take policies for two children.

6. What is the necessity of sending the PLI Policy Bond to office address of the Insurant? Why can this not be sent to the residence of Policy holder?
PLI policy is issued to people who are employed under Government/Semi-Government sector etc. That is why the policy bond is sent to the Office address of the Insurant.

7. How can a policy be transferred from one PO to other?
The system of transfer of PLI policy is very simple. The policy holder can apply to the Chief Post Master General through the Post Office where the policy stands or the PO in which he desires to pay the premium. The PO will accept the application and send to the CPMG (PLI).

8. Which type of PLI policy among your scheme is more beneficial to opt for without hesitation?
All policies in PLI are beneficial. Every scheme has some unique features. In EA policy, you will get your savings along with bonus after the prescribed number of years.

9. Who are eligible for obtaining a PLI Policy?
The employees of following are eligible for PLI policy:

Central Government
Defence Services
Para Military forces
State Government
Local Bodies
Government-aided Educational Institutions
Reserve Bank of India
Public Sector Undertakings
Financial Institutions
Nationalized Banks
Autonomous Bodies
Extra Departmental Agents in Department of Posts
Employees Engaged/ Appointed an Contract basis by central/ State Government where the contract is extendable
Employees of all scheduled Commercial Banks
Employees of Credit Co-operative Societies and other Co-operative Societies registered with Government under the Co-operative Societies Act and partly or fully funded from the Central/ State Government/RBI/ SBI/ Nationalized Banks/ NABARD and other such institutions notified by Government
Employees of deemed Universities an educational institutes accredited by recognized bodies such a National Assessment and Accreditation council, All India Council of Technical Education,Medical council of india etc

10. Whether salaried professionals in Private Sector can join PLI?
Such categories are not eligible but they can have RPLI policies subject to fulfilling other conditions.

11. If one spouse is working in a Government Organization but the other is not, is there any scheme in PLI for both?
We have 'Yugal Suraksha' scheme under which both can jointly get a policy. After paying a little more premium, both can be covered under this assurance scheme.

12. Can one continue the policy if one quits the Government service?
One can continue by making payment at any one of the 1, 55,000 post offices throughout the country, even after quitting service..

13. What is the mode of premium deposit?
The Premium Receipt Book is issued to the Insurants for the deposit of Premium in any departmental PO, and there is a facility of recovery from pay for all employees belonging to the Central Government.

14. Is there any other mode of payment?
The premium can be paid through Cheque.

15. Is premium recovered through salary?
Yes, recovery of the premia through salary is possible, in offices where it is remitted directly to PLI. In case where it is not, it is possible by appointing a Group Leader, who collects the premia from the insurants and deposits in a post office along with PR book. However, premia are to be deposited in any post office as per convenience i.e. monthly/half yearly/ yearly where there is no recovery through salary.

16. Why is the premia for children's policy higher?
As both children's and parent's risk is covered.

17. Can one revive a lapsed policy?
If the premia are not paid for 6 months in case policy is in currency for 3 years (or) 12 months in case policy is more than 3 years old, then the policy becomes void. This needs revival to make it active. Revival shall not be allowed on more than two occasions during the entire term of the policy. Policy can be revived any time one year before maturity.

18. What happens if one forgets to pay one's premium in a month?
One can pay the premium in the subsequent month, by paying a minimum fine of Re. 1/- per hundred of sum assured.

19. Is loan facility available in PLI?
Loan can be taken from EA policy after completion of 3 years and in respect of Whole Life after completion of 4 years. Loan facility is available in AEA policies.

20. Is Home loan available?
No

21. What are the terms on which loan can be availed?
EA policies after 3 years from date of issue of policy.
WLA policies after 4 years.Interest 10% p.a. Calculated on six monthly basis
Loan entitlement is calculated on a prefixed proportion of these surrender value
Interest should be paid on(or) before 21st of due month (i.e. 6 monthly once)

22. What is surrender value of a policy?
Surrender value of a policy, means the amount that is payable to an assured, when he foregoes the contingent benefit of his policy and surrenders it for an immediate cash payment.

23. What will be the surrender value of the policy?
Surrender value depends on the surrender factor and type and term of policy.

24. Can one get the full amount paid with accrued bonus, if policy is surrendered prematurely?

Endowment Assurance policy can be surrendered after 36 months.

WLA policy can be surrendered after 48 months.

Children policy can be surrendered after 60 months.

No surrender for AEA policy.

Bonus will be taken into account after 5 years for surrender value calculation on the paid up value. But surrendering any policy prematurely is always a loss to the insurant. Hence, it is suggested not to go for surrender.
It is not a simple saving scheme but it aims to give risk coverage also.
It provides immediate Insurance coverage from the date of acceptance. Full policy amount with accrued bonus will be given even if death occurs on the very next day of acceptance of the proposals for all bonafide cases.

source : sapost 

Comments in connection with proposed revision of Business Hours for Monday to Friday

Terms And Conditions For The Usage Of INDIAPOST ATM CARD




The Terms and Conditions under which the DOP ATM Card has been issued are mentioned below for your guidance: 

(a) Terms used here

• DOP refers to Department of Posts.
• Card means DOP ATM Card issued to customer.
• Cardholder means customer who has been issued DOP ATM Card.
• PIN mean a 4-digit number allotted to the card holder.

(b) Card

• The Card is the property of DOP and shall be returned unconditionally and immediately to DOP upon request by DOP.
• DOP reserves the right to cancel the Card and stop its operations unilaterally without assigning any reason.
• The Card is non- transferable.
• PIN/OTP: The Cardholder acknowledges, represents and warrants that the PIN/OTP provides access to the designated account(s) and that the Cardholder accepts the sole responsibility for use, confidentiality and protection of the PIN/OTP, as well as for all mandates and information changes entered in to the account using such PIN/OTP. 

The Cardholder shall not record the PIN/OTP in any form so as to protect the PIN/OTP from falling into the hands of a third party. The Cardholder grants express authority to DOP for carrying out transactions and instructions authenticated by the PIN/OTP and shall not revoke the same. DOP has no obligation to verify the authenticity of the transaction instruction sent or purported to have been sent from the Cardholder other than by means of verification of the Cardholder's PIN/OTP.

The Card, therefore, should remain in Cardholder's possession and should not be handed over to anyone else. The Card is issued on the condition that DOP bears no liability for the unauthorized use of the Card.

This responsibility is fully that of the Cardholder. Further DOP will not be responsible for any loss either direct or indirect on account of ATM failure/malfunctioning.

(c) Loss of Card

• The Cardholder should immediately block the Card through the available channels (i.e., through call centre or any DOP Branch)

• The Cardholder is responsible for the security of the Card and shall take all steps towards ensuring the safekeeping thereof. Further, in the event, DOP determines that the aforementioned steps are not complied with, financial liability on the lost or stolen Card would rest with the Cardholder.

• Fresh Card will be issued in replacement of lost/damaged Card.

• DOP has the authority of the Cardholder to debit the designated account of the Cardholder for all withdrawals and payments effected by or purported to be effected by the Cardholder using the Card, as evidenced by the records, which will be conclusive and binding on the Cardholder. The Cardholder expressly authorizes DOP to debit the designated account with service charges (if any) notified by DOP from time to time. Please visit www.indiapost.gov.in for the updated service charges.


(d) Transactions:
• The transactions record generated by an ATM or POS terminal/e-Commerce will be binding on the Cardholder and it will be conclusive unless verified otherwise and corrected by DOP. The verified and corrected amount will be binding on the Cardholder.

• Closing of Accounts: The Cardholder wishing to close the designated account and surrender the Card will first have to give application in writing and surrender the Card along with the application.

• Validity of Card: The validity of the Card is printed on the face of the Card. The Card is valid through to the last date of the month of expiry.

• Renewal of Card: DOP will automatically renew the card, free of cost on it’s expiry.

• Help line : For more information and help, please call DOP's tollfree number i.e. 1800-425-2440. Toll free numbers are accessible from all landlines and mobile phones in the country.

• Transaction charges: The Cardholder's account is liable to be debited with the additional charges for transaction(s) made at ATMs owned by the banks other than DOP beyond the permissible limits. Please visit www.indiapost.gov.in for the updates.

(e) Fees and Charges:
• The annual fee for the Card will be debited to the primary account linked with the Card on application/renewal at DOP’s prevailing rate.

The fees is non-refundable
The cardholder shall maintain at all times such minimum balance in the designated account, as DOP may stipulate from time to time. DOP reserves the right at any time to charge the cardholder for the issue or reissue of a Card and/or any fee/charges for the transactions carried out by the cardholder on the Card.


(f) Additional Terms
• DOP reserves the right to introduce new facilities or remove existing facilities as and when warranted, without assigning any reasons thereof. DOP may, at its discretion, refuse any application for the Card without assigning any reason. Fee charged (if any) for the use of the Card is non-refundable under any circumstances. DOP has the right to withdraw the privilege attached to the Card and to call upon the Cardholder to surrender the Card through any representative of DOP, without assigning any reason.

• Use of the Card shall be terminated without notice, upon receiving intimation of the death, bankruptcy or insolvency of the Cardholder or on receipt of a letter from any one of the joint account holders changing the operative clause, receipt of an attachment order from a Competent court or revenue authority or from RBI due to violation of FEMA/Exchange Control Regulations, or for other valid reasons or when the whereabouts of the Cardholder become unknown to DOP due to any cause attributable to the Cardholder.

• The ATM service is for withdrawing cash against the balance that is already available in your account. It is therefore the Cardholder's obligation to maintain sufficient balance in the designated account to meet cash withdrawals and service charges. DOP at its absolute discretion may amend the Terms and Conditions governing ATM services

Source : SA Post 

No voluntary contribution from Departmental employees for any welfare activity in the Department.


source: SA Post

SOP for Online processing of Applications received for Departmental PS Group "B" Examination




Implementation of Recommendations of GDS Committee on Social Security Benefits for Gramin Dak Sevaks(GDS)

Casual Labourers (Grant of Temporary Status and Regularization) Scheme - regarding

Draft Combined All India Seniority List of Inspector Posts for the year 2006

Grant of benefits of MACP Scheme w.e.f. 01.01.2006 to civilian employees and inputs received from DOPT to defend similar cases

Department of Posts(Multi Tasking Staff) Recruitment(Amendment) Rules,2019

Standard format for issue of charge sheet under Rule -10 to GDS for imposing Minor and Major Penalties specified in Rule 9 of Garmin Dak Sevak (Conduct and Engagement)Rules-2011

Grant of benefit of pay fixation at time of promotion to Postmaster Grade-I

Re-scheduling of Limited Departmental Competitive Examination (LDCE) for promotion to the cadre of P.S. Group 'B' for the vacancies of the year 2017- I 8, 2018 and 2019